Application Guide

How to Apply for Arrears Executive - Remote

at Tandem

🏢 About Tandem

Tandem is a UK-based digital bank with a strong focus on sustainability, aiming to help customers make greener financial choices. Recognized as a 'Best Place to Work' by The Sunday Times in 2024 and 2025, it offers a supportive and purpose-driven environment where every voice matters.

About This Role

As an Arrears Executive, you will manage customer accounts in arrears, providing empathetic support to help them get back on track while minimizing financial risk for the bank. Your role is crucial in maintaining customer trust and ensuring fair treatment, aligning with Tandem's mission of responsible banking.

💡 A Day in the Life

A typical day involves reviewing a queue of customer accounts in arrears, making outbound calls or sending messages to discuss repayment options. You'll update records, negotiate affordable plans, and provide support to customers in financial distress, all while working remotely with a supportive team.

🎯 Who Tandem Is Looking For

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📝 Tips for Applying to Tandem

1

Tailor your CV to highlight any experience with arrears, collections, or financial hardship support, using specific metrics (e.g., 'reduced arrears by 20%').

2

In your application, explicitly mention your comfort with the required working pattern, including the monthly Saturday shift, to show you've read the job details thoroughly.

3

Demonstrate your alignment with Tandem's green mission by mentioning any sustainability interests or how you can contribute to their eco-friendly ethos.

4

Since the role is remote, emphasize your self-discipline and experience with remote work or virtual collaboration tools.

5

Research Tandem's products and values, and weave them into your cover letter to show genuine interest.

✉️ What to Emphasize in Your Cover Letter

['Highlight your experience in arrears management or related fields, and your understanding of regulatory requirements.', 'Emphasize your excellent communication skills and ability to handle difficult conversations with empathy.', 'Showcase your ability to work independently and manage your time effectively in a remote setting.', "Express enthusiasm for Tandem's sustainability mission and how you'd like to contribute to their purpose."]

Generate Cover Letter →

🔍 Research Before Applying

To stand out, make sure you've researched:

  • Read Tandem's latest news and blog posts to understand their current products and sustainability efforts.
  • Look up Tandem's reviews on Glassdoor or Trustpilot to get a sense of company culture and employee experiences.
  • Familiarize yourself with the financial regulations regarding arrears management in the UK, such as the FCA's CONC rules.
  • Check Tandem's social media profiles to see how they communicate with customers and their brand voice.

💬 Prepare for These Interview Topics

Based on this role, you may be asked about:

1 How would you handle a conversation with a customer who is in financial difficulty and cannot pay their arrears?
2 Describe a time you successfully negotiated a repayment plan with a customer.
3 How do you prioritize your tasks when dealing with multiple accounts in arrears?
4 What do you know about Tandem's green banking initiatives, and how do they influence your interest in this role?
5 How do you ensure compliance with FCA guidelines when dealing with customers in arrears?
Practice Interview Questions →

⚠️ Common Mistakes to Avoid

  • Avoid a generic cover letter that doesn't reference Tandem or the specific role; tailor it to show you've done your homework.
  • Don't overlook the shift requirements – if you can't commit to the Saturday shifts, it's better not to apply, but if you can, make it clear.
  • Avoid focusing solely on your own needs (like flexible hours) rather than what you can bring to the role and the company's mission.

📅 Application Timeline

This position is open until filled. However, we recommend applying as soon as possible as roles at mission-driven organizations tend to fill quickly.

Typical hiring timeline:

1

Application Review

1-2 weeks

2

Initial Screening

Phone call or written assessment

3

Interviews

1-2 rounds, usually virtual

Offer

Congratulations!

Ready to Apply?

Good luck with your application to Tandem!