Senior Loan Officer (Job #345) ($101,299 - $111,778)

Core responsibilities:

• Develops a borrower base and maintains relationships with borrowers over the life of their loans
• Originates and underwrites loans; services and manages a loan portfolio
• Supports clients through all stages of the pipeline and lending process, assisting with applications, conducting financial analysis, underwriting loans, and preparing documentation for loan approval
• Monitors existing loan portfolio to ensure early identification of potential problems and services current client accounts

This role supports community development projects in rural areas by providing lending services to nonprofits, Tribal governments, and small businesses, helping to address financial needs for rural and economic development projects.

Required qualifications:

• Five years of commercial lending experience in preparing and negotiating complex, multi-layered transactions
• Experience in affordable housing, community facilities, environmental infrastructure, or business lending
• Proficient computer skills with Microsoft Office programs and detailed analytical skills with database management and spreadsheet knowledge
• Valid driver's license and proof of insurance that meets RCAC requirements

Salary range: $101,299 - $111,778 USD annually. Position may be located anywhere in the western states service area of RCAC with West Sacramento as the preferred location. Work is typically performed in an office with moderate noise level, and evening/weekend work may be required. Position requires travel 20% of time.

Rural Community Assistance Corporation (RCAC) is an organization focused on providing resources for rural areas through lending and technical assistance services to support community development projects.