Financial Crime Operations Associate

• Reviewing and appropriately escalating potential PEPs, sanctions and adverse media screening alerts.
• Performing Customer Due Diligence (CDD) and, where appropriate, Enhanced Due Diligence (EDD) activities.
• Identifying and escalating suspicious activity.
• Analysing processes and controls, making recommendations for optimisation.
• Supporting business areas with CDD and AML related queries and providing approvals when required.
• Supporting other functions in FC Ops where required.

This role helps prevent financial crime at a digital bank focused on creating a greener future, contributing to ethical financial practices and protecting customers from fraud and illegal activities.

• Awareness of financial crime risk, including an understanding of the key legislation in the UK and the regulatory bodies across the financial crime space.
• A desire to become a specialist in financial crime prevention.
• Risk management awareness and an understanding of a control environment.
• A sound ability to analyse information and make informed judgements.
• A desire to explore professional qualifications in financial crime (e.g. ICA/ACAMS/CFE).
• Excellent communication skills, both oral and written.

• Salary: Up to £26,000 and up to 20% bonus
• 25 days annual leave plus 8 days Bank Holiday
• Additional day off for a 'celebration day'
• Buy or sell up to 5 days holiday a year
• Healthcare cash plan through Westfield Health worth a minimum of £750 per year
• Electric Vehicle salary sacrifice scheme
• Cycle to Work salary sacrifice scheme and a free helmet
• Salary sacrifice Pension contribution, 4% employee contributions matched with 4% Tandem contribution
• Smart Tech scheme (buy goods with 0% interest)
• 10% discount on solar panels
• Tandem Hub for treats, cash back and discounts on UK retailers
• 2 days per year paid volunteering
• Free cereal, snacks and drinks in all offices
• Quarterly team social budgets
• Green Deal benefits including early Friday finish, PR support, additional annual leave, and £500 towards a home charger

Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share – all while nurturing our planet, our people and our customers. As one of Europe’s fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future.