Credit Risk Modelling Analyst

• Analyse customer behavioural data to identify emerging trends and patterns.
• Evaluate current collections strategies to uncover weaknesses and provide actionable insights that drive performance improvements.
• Detect early warning indicators of potential risks and opportunities, enabling proactive intervention through advanced data analysis.
• Serve as the go-to expert for analytical tools and techniques across the Credit Risk and wider debt teams.
• Develop and deliver insightful reports that explain historical debt performance and inform strategic decisions.
• Lead and contribute to regular Credit Risk meetings, presenting findings and recommendations to senior stakeholders, including director-level audiences.

This role contributes to establishing a best-in-class Credit Risk capability that delivers industry-leading insight, supporting British Gas in making the UK greener and more energy efficient, getting closer to Net Zero by helping customers reduce their carbon footprint.

• Highly numerate with attention to detail.
• Strong experience in Credit Risk, ideally within a regulated industry.
• Strong knowledge of Credit Reference Agencies and the ability to leverage their data for impactful analysis.
• Advanced proficiency in analytical platforms such as Databricks, Python, SQL, and Power BI, with expert-level skills in Microsoft Excel.
• Proven ability to translate complex datasets into clear, actionable insights for senior leadership.
• Excellent communication skills, both verbal and written, with the ability to tailor messaging to different audiences.
• Self-motivated and proactive, capable of delivering high-quality analysis with minimal supervision.
• Demonstrates leadership qualities and sound judgment in selecting analytical approaches.
• Degree in a statistics or similar numerate discipline or equivalent experience desirable.
• Relevant analytical and/or data modelling experience gained within a credit risk environment or similar.

Total rewards designed to give flexibility to choose what you need, when you need it, supporting employees and their families financially, physically, and emotionally. Visit https://www.morethanacareer.energy/britishgas for more details.

Centrica Energy is a family of brands revolutionising how we power the planet, aiming to create an energy system that doesn't rely on fossil fuels while igniting positive change in communities. British Gas, part of Centrica, has been powering the UK's homes and businesses for over 200 years, focusing on making the UK greener and more energy efficient.