Consumer Underwriter

• Manage the day-to-day credit and underwriting process
• Review and manage credit escalations and referrals
• Own underwriting decisions for clients not captured by auto-underwriting
• Support development of consumer scorecards, underwriting policy, process and systems

This role accelerates the transition to electric vehicles by enabling fair and efficient credit decisions, making cleaner driving accessible to more individuals and businesses.

• Willingness to get hands on with processing and evaluating credit applications from consumer to large corporates
• Ability to interpret credit application information (e.g., accounts and KPIs)
• Experience in a hands-on credit assessment and underwriting role
• Knowledge of credit policies and familiarity with automated credit decisioning platforms

Salary discussed during recruitment; flexible based on experience. Octopus Energy Group offers a unique culture with autonomy, amazing co-owners, and perks. Recognized as a top workplace (Sunday Times best company 2024, Tempo top 100 startups 2025, Glassdoor 50 best places 2022). Dog-friendly offices.

Octopus Electric Vehicles, part of Octopus Energy Group, makes it easy for individuals and businesses to switch to electric vehicles by providing car, charger, and energy in one deal, driving sustainable change and decarbonisation.