Financial Crime Operations Officer

Core responsibilities:

• Reviewing and making decisions on potential PEPs, sanctions and adverse media screening alerts
• Performing Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) where appropriate
• Conducting ongoing monitoring via periodic reviews and trigger events
• Investigating Suspicious Activity Reports
• Critically analysing processes and controls, making recommendations for optimisation
• Supporting business areas in financial crime related queries and providing approvals when required

This role helps prevent financial crime and fraud within a digital bank focused on environmental sustainability, contributing to both financial integrity and the organization's mission to nurture our planet, people, and customers while driving a brighter, greener future.

Required skills and experience:

• Minimum of 3 years experience in financial crime and/or fraud prevention roles within FCA regulated financial services firms
• Understanding and working knowledge of key legislation, regulatory bodies and best practice across the financial crime space
• Comprehensive understanding of customer life cycle for various financial products including savings and lending
• Excellent knowledge and experience in managing financial crime risks including PEPs, Sanctions and Adverse Media, transaction monitoring, periodic reviews
• Experience in industry recognised screening and case management platforms
• Strong risk management skills adaptable to business risk-appetites
• Ability to analyse information to make informed judgements and accurately document rationales

Compensation and benefits:

• Salary: Up to £35,000 and up to 20% bonus
• 25 days annual leave plus 8 days Bank Holiday
• Additional day off for a 'celebration day'
• Buy or sell up to 5 days holiday a year
• Healthcare cash plan through Westfield Health worth minimum £750 per year
• Electric Vehicle salary sacrifice scheme
• Cycle to Work salary sacrifice scheme and free helmet
• Salary sacrifice Pension contribution (4% employee matched with 4% Tandem)
• Smart Tech scheme (buy goods with 0% interest)
• 10% discount on solar panels
• Tandem Hub for treats, cash back and discounts on UK retailers
• 2 days per year paid volunteering
• Free cereal, snacks and drinks in all offices
• Quarterly team social budgets
• Green Deal benefits including early Friday finish for volunteering, PR support for fundraising, additional leave for renewable energy, and £500 towards home charger for electric car owners

Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share – all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, their values of being Brave, Enterprising, Simple, and Together (BEST) ensure their 500-strong team collaborate to drive a brighter, greener future.