Lead Financial Products and Payment Solutions (f/m/x) - remote

In this role, you will take ownership of Refurbed’s financial products and payment infrastructure agenda. You will design and implement solutions that improve the overall efficiency of financial flows, enhance the platform’s payment setup, and develop the right partnerships to scale Refurbed’s financial capabilities across markets.

• Develop from scratch financial products to create value for both sides of our marketplace through new services
• Establish and manage partnerships with banks, PSPs, and financial service providers to enable innovative financial solutions and improve payment processes.
• Define and execute a long-term PSP strategy, ensuring a best-in-class, reliable, and cost-efficient setup across all markets.
• Build and present investment and funding cases for financing opportunities that support Refurbed’s growth and platform initiatives.

This role supports Refurbed's mission to make consumption more sustainable by empowering customers to buy refurbished products up to 40% cheaper while reducing CO2 emissions, through developing efficient financial and payment solutions that enhance the platform's growth and environmental impact.

• Deep expertise in payments, lending, financial products, or structured financing.
• Experience in building and scaling financial solutions in a fintech, or platform business.
• Strong relationship and negotiation skills with banks, PSPs, and financial institutions.
• Solid understanding of payment infrastructure, PSP management, and cross-border transaction flows.
• Excellent financial modeling and analytical skills, ability to assess new opportunities and evaluate risk-return profiles.

Our Culture and Values:

• Decisions should be made based on facts and not by hierarchy levels? We sure think so!
• We embrace giving and receiving feedback, testing and welcoming new ideas, as well as sharing our knowledge across the company.
• You fail sometimes? Well, so do we! We’re all just human, let’s learn from our mistakes to improve in the future!
• No matter who you love, where you’re from, who you pray to, whether you pee sitting down or standing up – we are a bunch of talented people who enjoy spending our time making a difference!

Personal & Professional Development:

• You'll have access to a dedicated learning budget within your department to support your growth, whether it's courses, conferences, or other learning opportunities that matter to you.
• We partner with Likeminded, offering you private sessions with experts for your personal growth and mental health.
• We frequently host internal workshops, allowing our teams to further develop their skills in different areas and enhancing collaboration across departments.

Flexibility:

• We care about a healthy work/life balance. We not only function and support a fully remote setting but also offer the possibility to work from our beautiful office in the vibrant heart of Vienna – we love dogs, so feel free to bring your furry little buddy too 😊
• We trust you to do the best job, so we don't care so much when you do it – you are able to self-organize.
• You will also be invited to take part in our office weeks, happening three times a year, where you will have the chance to work side by side with your colleagues and enjoy the team-building events and on-site workshops

Refurbed is Europe's fastest-growing marketplace for refurbished products, active in 12 European countries, with a mission to empower customers to buy products up to 40% cheaper while making a substantial impact on reducing CO2 emissions to make consumption more sustainable.